Personal Credit Card

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do. This card is issued by TIB, National Association. Subject to credit approval.

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Extraordinary benefits with MasterCard® including:

  • Concierge Service1
  • Price Protection
  • Baggage Delay Insurance
  • Roadside Assistance
  • Extended Warranty
  • Travel Assistance
  • Car Rental Collision Damage Waiver Insurance
  • Purchase Assurance
  • Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Personal Card – Low Rate

  • Features - learn more
    • No annual fee.
    • Low introductory rate for the first six months2.
    • Competitive ongoing APR2.
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Benefits - learn more
    • 24-hour toll-free live customer assistance available at 800-367-7576.
    • Online account information available 24/7 at http://www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
    • Unlike some card offers, the APR2 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Fees - learn more
    Other fees may be charged, these fees are listed on the downloadable application.

Personal Card – World / Preferred Points Rewards

  • Features - learn more
    • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
    • Low introductory rate for first six months2.
    • Competitive ongoing APR2.
    • No annual fee.
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Benefits - learn more
    • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
    • To view or redeem rewards points, visit http://www.mypreferredpoints.com or call 866-678-5191.
    • 24-hour toll-free live customer assistance available at 800-367-7576.
    • Online account information available 24/7 at http://www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
    • Unlike some card offers, the APR2 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Fees - learn more
    Other fees may be charged, these fees are listed on the downloadable application.
  • 1 Please see application for information about current APRs and fees.
  • 2 Concierge Services available with World MasterCard only.